Every week the banks come up with some new loophole they’ve found to get around the Durbin Amendment (that was added on the Dodd-Frank Financial Reform Act) and the Credit Card Reform Act. In a nutshell these new laws prevent banks from continuously gouging both consumers and merchants in a sea of unnecessary transaction and… Read More


According to Jean Keller, who is a college expert and creator of the Smart Plan For College Systemâ„¢, only about 50% of college students successfully complete their freshman year. Various reasons contribute to why individual students do not complete the first year of college, but one of the primary reasons is that students simply are… Read More