Student loans were created as financial aid to help those who might otherwise not be able to afford college to reach their educational goals. But what happens when the job market goes sour, everyone turns to college to fix their career problems at the same time, and they need student loans to make it happen?… Read More

With the lazy days of summer slipping by fast we”ll soon have to be thinking about that ominous college budget for the coming school year. Don’t be caught off-guard! Take a look at these six college budget line items that are often overlooked.… Read More

online finance degree girl with money

Only you can answer this question openly and honestly.  If you love money and are financially minded, this most definitely is something worth looking into.  Upon completion of a degree,  you can apply for excellent jobs in this field. Types of careers in Finance Financial Analyst– Financial analysts according to the wise geek on,… Read More

Thinking of going to college, but you don’t qualify for scholarships, grants or any of the other free money so often associated with financial aid? Maybe it’s time to consider a college loan. Don’t worry, taking out a college loan is not the scary experience it used to be. Before you cross college off your wish list (due to lack of finances), get the lowdown on college loans.… Read More

In my previous post; “Financial aid for moms returning to school part 1”, I briefly talked about need-based financial aid such as FAFSA and loans and grants. Now I would like to take a brief look at Federal Work-Study and Non-Work-Study jobs… Read More

Now that you have a plan in place to further your college education you may be wondering if your wallet can even survive the demands of finances that college can bring. This can be a scary and stressful thought at the same time but please don’t let this discourage you.… Read More

The combined amount of personal debt in the US is $2 trillion which is about the GDP of England. That means Americans are in debt more than a country earns in a year. And that $2 trillion debt boils down to $117,951 per household. The statistics don’t get much better from there. Even though Americans are a hard-working and industrious people they undertake too much debt and save too little. In the 1960s the average American saved 11 percent of their paycheck and in the 1990s it had decreased to 5 percent and then in 2003 it fell to 2.3 percent. However, because of the shaky economy, savings among Americans have risen to between 5 and 7 percent of their disposable income.… Read More

You may think you’re prepared for what will happen in your life, but you’re not. There are major events that can change the outcome of your life. You may get married, have children, lose your job, or go through a messy divorce. All four of these events will not only change your life but heavily impact your finances.… Read More